Business Protection

Mortgage Angels have been helping local business owners and businesses in Northern Ireland to protect their ownership, assets, employees and customers. We offer a range of products to give you peace of mind should the unthinkable happen.

When things don’t go according to plan, what’s the bottom line for your business?
So here you are, satisfied with your business success to date, proud of what you’ve built, perhaps strategising for further growth and most probably looking ahead with confidence.

But what happens should the unthinkable happen?
Is the business that sustains your family and lifestyle strong enough to survive the death or long-term illness of you, a partner or key personnel? Should the worst happen to you, what becomes of your business interests? Will your family be treated fairly or would they have to endure a long, complicated process to resolve your business affairs? Put it simply, do you have the right Business Protection?

With personal expertise in this area developed over the last 10 years, we can safely say that every business is likely to have at least one business protection need.

Mortgage Angels NI can advise on the best structure and suitable life insurance for those self-employed and critical illness policies to protect your business in the case of financial fallout.

We’ve already done that for a wide range of business clients across the UK & Northern Ireland, in different industries and marketplaces.

When deciding on a suitable business protection solution for you, our aim is to ensure you’re prepared to deal with a range of potentially difficult circumstances, confidently and cost-effectively.

Businesses We’ve Worked With

Types of Business Protection

1. Key Person Protection

What would happen if the key person in your business in Northern Ireland or UK couldn’t come into work tomorrow or for the foreseeable future? Key Person Protection also known as Key Man Insurance, goes a long way to protecting your business from the loss of one of its most valuable assets: its people.

With a Key Man Insurance policy in place, a cash lump sum will help your business through the financial fallout that can come with the death or critical illness of a key employee or business owner.

And you can use the money as you need to: to pay wages or suppliers, or to protect your reputation in the marketplace. For many businesses, in these circumstances, having a key person policy in place gives them the best chance of survival for when that person is ready to return to work or has been replaced.

2. Ownership Protection

If your share of the business is your most valuable asset, protecting it for the benefit of your family is not only highly recommended: it’s essential. Business protection insurance can not only make life easier and more straightforward for your family should the worst happen, but it also protects your business over the long term.

3. Business Loan Protection

Many factors can affect your ability to repay a business loan. So it makes good business sense to protect against those that may affect you directly. If your business has outstanding borrowings such as a bank loan, commercial mortgage, director loan accounts or if you have given the bank personal guarantees relating to the business then Business Loan Protection could help you.

4. Book An Appointment

Arrange an appointment with our friendly mortgage advisors, at your convenience. We offer initial consultations via Zoom video call, telephone call or if you’d like to see our faces in real life, you’re very welcome to pop by our lovely office in Dungannon Co. Tyrone (there’ll be a lovely cuppa waiting for you). Alternatively, we can come to your home, workplace or even your favourite coffee shop to meet with you. Whenever and wherever suits you, we’ll be there!

Heavenly Advice On Business Protection

At Mortgage Angels we specialise in matching our clients with the most suitable business protection for their circumstances.

Ryan Dalzell
Ryan Dalzell
11/01/2021
I have been relying on advice and services for my mortgage and insurance from Rodney and his team for over 11 years now, and I will be continuing to do so!
Estevao Ximenes
Estevao Ximenes
21/12/2020
Professional and very helpful.
Marc McCracken
Marc McCracken
17/12/2020
A fantastic experience from the Mortgage Angels NI team that helped with sorting my mortgage, income protection, life cover and home insurance. Very honest, professional advice and support from Rodney, Elaine, Dylan. The zoom appointments were great and really helped with my busy schedule. Would highly recommend Mortgage Angels NI to anyone needing mortgage or insurance advice. 5 stars isn't enough!
Julija Kikule
Julija Kikule
26/10/2020
Super experiensed team. High quality service. Special thanks to Dylan and Rodney for the brilliant help.
Laser Lettings
Laser Lettings
14/10/2020
This company & i have done business in the past & still are & i must say they are top at there game , nothing is a problem & everything runs like clock work, very professional & would have no problem recommending them onto anyone.
Claire Shannon
Claire Shannon
10/10/2020
The team at Mortgage Angels are fantastic to work with, they are a pleasure to work with, sorting everything out for you and going above and beyond. Everything was sorted out for me always straight away and I was kept up to date with every development. I was always able to get in contact with them so easily. I would more than recommend them. Looking forward to working with the team again 🙂
Ian Gilpin
Ian Gilpin
30/07/2020
We recently re-mortgaged through Mortgage Angels. Communication and professionalism was excellent and I would highly recommend Mortgage Angels.
Jonny Stewart
Jonny Stewart
19/05/2020
My experience with Mortgage Angles was first class. Highly recommend this service to anyone.