Business Protection

Mortgage Angels have been helping local business owners and businesses in Northern Ireland to protect their ownership, assets, employees and customers. We offer a range of products to give you peace of mind should the unthinkable happen.

When things don’t go according to plan, what’s the bottom line for your business?
So here you are, satisfied with your business success to date, proud of what you’ve built, perhaps strategising for further growth and most probably looking ahead with confidence.

But what happens should the unthinkable happen?
Is the business that sustains your family and lifestyle strong enough to survive the death or long-term illness of you, a partner or key personnel? Should the worst happen to you, what becomes of your business interests? Will your family be treated fairly or would they have to endure a long, complicated process to resolve your business affairs? Put it simply, do you have the right Business Protection?

With personal expertise in this area developed over the last 10 years, we can safely say that every business is likely to have at least one business protection need.

Mortgage Angels NI can advise on the best structure and suitable life insurance for those self-employed and critical illness policies to protect your business in the case of financial fallout.

We’ve already done that for a wide range of business clients across the UK & Northern Ireland, in different industries and marketplaces.

When deciding on a suitable business protection solution for you, our aim is to ensure you’re prepared to deal with a range of potentially difficult circumstances, confidently and cost-effectively.

Businesses We’ve Worked With

Types of Business Protection

1. Key Person Protection

What would happen if the key person in your business in Northern Ireland or UK couldn’t come into work tomorrow or for the foreseeable future? Key Person Protection also known as Key Man Insurance, goes a long way to protecting your business from the loss of one of its most valuable assets: its people.

With a Key Man Insurance policy in place, a cash lump sum will help your business through the financial fallout that can come with the death or critical illness of a key employee or business owner.

And you can use the money as you need to: to pay wages or suppliers, or to protect your reputation in the marketplace. For many businesses, in these circumstances, having a key person policy in place gives them the best chance of survival for when that person is ready to return to work or has been replaced.

2. Ownership Protection

If your share of the business is your most valuable asset, protecting it for the benefit of your family is not only highly recommended: it’s essential. Business protection insurance can not only make life easier and more straightforward for your family should the worst happen, but it also protects your business over the long term.

3. Business Loan Protection

Many factors can affect your ability to repay a business loan. So it makes good business sense to protect against those that may affect you directly. If your business has outstanding borrowings such as a bank loan, commercial mortgage, director loan accounts or if you have given the bank personal guarantees relating to the business then Business Loan Protection could help you.

4. Book An Appointment

Arrange an appointment with our friendly mortgage advisors, at your convenience. We offer initial consultations via Zoom video call, telephone call or if you’d like to see our faces in real life, you’re very welcome to pop by our lovely office in Dungannon Co. Tyrone (there’ll be a lovely cuppa waiting for you). Alternatively, we can come to your home, workplace or even your favourite coffee shop to meet with you. Whenever and wherever suits you, we’ll be there!

Heavenly Advice On Business Protection

At Mortgage Angels we specialise in matching our clients with the most suitable business protection for their circumstances.

Ciara McCafferty
Ciara McCafferty
26/05/2021
Rodney and his team are fantastic. They walked us through every step of the process with clear explanations answering any and all questions along the way. Couldn't recommend them enough.
Ivan Flack
Ivan Flack
25/05/2021
Celine and I have been using Mortgage Angels for quite a while now and would have no hesitation in recommending them to anyone! They looked after our last Mortgage, Life, Building and Contents Insurance and managed to save us almost £300.00 on Buildings/Contents. Many thanks to Rodney, Elaine, and Dylan who deliver superb service at every turn... They have surpassed all expectations in customer service!
William Martin
William Martin
16/05/2021
Mortgage angels arranged my mortgage for me at quite a difficult time. Throughout the whole process I felt very reassured by their professionalism and friendliness, they also arranged life and house insurance for me and helped remove a lot of work at a very busy time. Communication was excellent throughout the whole process and the whole team seemed to be really lovely, I'd recommend them to anyone.
kaneo101
kaneo101
06/05/2021
Excellent, professional service from all staff at Mortgage Angels. Mortgage application was a smooth process and stress free from start to finish. Can highly recommend Mortgage Angels for all your needs. Thanks again from Paul and Charlene Kane
Mark Hetherington
Mark Hetherington
04/05/2021
Been with Mortgage Angels for a couple years and they have brilliant the whole time, always helpful and willing to go the extra mile to make sure everything is 100%. They are extremely professional at all times and always make sure you get everything you need. Would highly recommend their services to anyone as I personally will always stay with them.
Tanya Porter
Tanya Porter
30/04/2021
Very good company and always very helpful. All there staff are very friendly
Hanna Sisters
Hanna Sisters
19/04/2021
An outstanding service as always. I have used Rodney and his team for a number of years now and would highly recommend this attentive, efficient and professional company. Thank you.
Katherine McCausland
Katherine McCausland
16/04/2021
5* Excellent customer service! Very professional team. Dillon was very helpful and informative. Dillon is an asset to Mortgage Angels.
Michael McClinton
Michael McClinton
15/04/2021
Always fantastic service from Rodney and team, Great communication and extremely knowledgeable.
Clare Maguire
Clare Maguire
13/04/2021
We have been dealing with Rodney and his team since 2008, firstly for our home mortgage and life insurances. More recently he helped us with a buy to let mortgage and helped us review our other insurances. Rodney is very knowledgeable in his field and we greatly appreciate all the help he has given us. He comes highly recommended by us, and we will definitely use him again for any further mortgage and insurance advice we need! Top class!